74%: Interest-free period: Up to 44 days. Transfers to BOQ AccountsFee • A fee changed for each transfer order payment deducted from your account and paid to a BOQ account. − Low Rate $2,000. Easily access from your mobile, desktop and tablet. ) The industry and size of the business; The region or country where the purchase takes placeAt BOQ Finance we’ve been helping dealerships increase their sales and profitability for over 14 years. Compare Bank of Queensland credit card offers, balance transfers, rewards, rates, fees, etc. If we need more information from you, we’ll ask you for it. Manage your Credit Card Help: View Card Statements; View Notices; Payment Options; My Offers Help: Balance Transfer; Credit. Minimum yearly income of $35,000 for Platinum applicants and $25,000 for Blue and Low Rate. They are kind and considerate to others. BOQ does not and will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with. After all, bringing in more cash gives you more wiggle room to keep up with regular bills. − Blue $2,000. Once your account is open and you have your new Day2Day Plus Account details, notify us that you hold a Government Pension or Concession Card and that you wish to have your account updated to be a Day2Day Plus with Concession Features. Put your new Apple Products on Points. Deposit Accounts. Australian Permanent Resident. Find out more today. Paddington NSW) or your four digit postcode to 0488 438 286 (0488 GET ATM). St. (AEST) on a business* day. Apply for complimentary Qantas Frequent Flyer membership (saving A$99. Subsequently analyzing more less decimal crypto. m. disclaimer 0% p. BOQ Cardholders will also be unable to use their cards to perform card transactions via ATMs, Online and EFTPOS (with the exception of selecting credit on a credit card) from 4:25am to 6:30am AEST, Sunday 21 June. Earn 1 Qantas Point for every $1 spent on eligible purchases up to $120,000 in. Card type: Visa. A bank cannot create a credit card account for you without your express permission. BOQ Specialist place the highest priority on your online security. Email us. Flexible repayment options for your BoQ credit card include automatic transfer payments, online banking, BPAY, phone banking, giroPost, cheque or branch. Including low rate credit cards and reward credit cards. AFSL and Australian Credit Licence No 244616. For clear and unlimited airport lounge access, generous move insurance coverage and an benefit 20,000 Qantas Points for modern customers, Bank of Queensland's BOQ Specialized Visa Signature credit card puns well above its weight. St. You can now view and manage your BOQ Specialist Cards within the app. * The fee rebate of up to $10,000 is available for new Business Term Loan, Commercial Rate Loan and Business Overdraft applications received between 01 September 2023 to 31 December 2023 (inclusive) and that fund by 29. your gym membership or insurance)With free and unlimited terminal lounge access, generous voyage insurance coverage and a bonus 20,000 Qantas Points for new customers, Mound von Queensland's BOQ Specialist Student Signature credit card thumps right above its weight. if you opt in to earn Qantas Points. ongoing. HSBC | Premier World Mastercard - Qantas Option. Virgin Australia Velocity members can choose an "Exclusive Benefit" when applying for a. manage your credit card. a. Viewing and Managing your BOQ Specialist Credit and Debit Cards. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and. With the BOQ Blue Visa Credit Card, you can enjoy up to 44 days interest-free on purchases, excluding cash advances, when you pay off your balance on time or make the minimum required payments. 0% for 20 months, then 21. Fixed term finance contract is to be approved prior to purchase. For purchases $100 or over, a PIN is required for additional security. 2 Harley-Davidson FinanceT™ is a trading style of BOQ Credit Pty ABN 92 080 151 266 (BOQC), (Australian Credit Licence number 393331). BOQ staff is amazing. Get bank transactions from Bank of Queensland (BOQ) automatically imported into Xero. 1 BOQ Specialist Signature Card Bonus points 20,000 PTS Earn rate Up to 1. To view your statements online simply follow the below instructions: Log into your BOQ internet banking portal. We pay our respects to Elders past and present. BOQ Low Rate Visa Credit Card. 00am, to help you with the following: Credit/debit card maintenance (activate, block, change PIN, etc) Online and mobile banking support; Fraud assistance; Emergency cash/card enquiriesHere we outline the steps to download a PDF bank statement from your BOQ internet banking portal. a. We pay our respects to Elders past and present. Latest review of BOQ Specialist Signature Credit Card. Make the switch to PIN today. Fees and charges payable. Our solutions are focused on processing payments quickly and easily, from merchant solutions available through Fiserv, BPAY and direct debit/credit facilities. 20. 12 months at 0% p. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products including credit cards, home loans, term deposits, savings accounts and bank accounts. Rate reverts to 21. Step 1: Setting an Appointment. Fact checked. Pay off debts quicker: Since you won’t accrue interest on the purchase rate during the given. Not to mention, to use an ATM while you're overseas it'll cost you $5. Redemptions start at 7,200 points for a $20 gift card or eVoucher. An everyday bank account with a Visa debit card. An additional card can be requested for a small fee to be used in the unlikely event that your primary card is lost or stolen. 0% for 14 months, then 21. An online savings account with great ongoing rates and flexibility. Read the document carefully before applying for or using a BOQ credit card. Compare credit flip toward BOQ including we low rate credit card and awards credit cards. Fixed Payment Option offers are subject to eligibility and only available if your account is and remains in good standing (for example – your account is not in default, suspended or closed). Eligibility Requirements • Australian Permanent Resident • Minimum 18 years of age. on purchases for the first 12 months, reverting to ongoing purchase rate * 0% p. provider for these credit cards, Citigroup Pty Ltd ABN 88 004 325 080 ACL 238098 (“Citigroup”), • Collect use and disclose your personal information (including credit information). To locate a BOQ ATM. If you think your account details or card details have been disclosed to a scammer, or if you receive a verification code that you didn't request, immediately contact BOQ on 1300 55 72 72 or you can also let us know by emailing [email protected] card offers, Expired plastic such as debit cards and credit cards, Personal records; Create Complex Passwords Weak passwords can be guessed, and even strong passwords can be figured out through methods such as brute force attacks. Latest News. With the BOQ Low Rate Visa Credit Card, cash advances will attract 21. 3. Fact checked. BOQ Insurance offers smart Home, Contents, Landlord and Car Insurance to help you protect some of your most valuable assets. (BOQ Specialist) is the credit provider and is an Authorised Deposit-taking Institution and a member of Visa. Email us. Accessing the ‘Request a Balance Transfer’ function within the Q Rewards / Other Card functions in BOQ Internet Banking. . Bonus points. Up to 55 days interest-free on purchases. 150,000 Purchase rate 20. 95% p. 30*. a. For lost/stolen Visa Debit Cards contact BOQ. 50). See the base and bonus interest that you can earn on your savings. Good For Solo Travellers: The MasterCard Cash Passport is a great option for solo travellers wanting a safe and reliable payment method when travelling overseas. As a Card Member or Additional Card Member, You are entitled to insurance coverage and services under this Policy when You have one of the following cards and meet all the eligibility criteria (see the Eligibility for Insurance Table): a. au. Fees and charges are payable. Use the rewards calculator to calculate Q Rewards points and card value per $1 spent for the BOQ Blue Visa Credit Card. This collaboration was made possible through the signing of a Partnership Agreement between Pisopay. Step 2. #. Ensure all information are completed and any supporting and relevant documents are available. 5 Qantas Points for every $1 spent on eligible. NAB has acquired the business relating to these products from Citigroup Pty Limited (ABN 88 004 325 080, AFSL and Australian Credit Licence 238098) (“Citi”). com. 8am – 8pm Monday – Friday AEDT. NAB is the credit provider and issuer of BOQ credit cards. Within Australia: call 13 11 31. AFSL and Australian Credit Licence No 244616. Minimum yearly income of $35,000 for Platinum applicants and $25,000 for Blue and Low Rate applicants. Bank of Queensland Low Rate Credit Card. # Asset finance on card A 1. Telephone our BOQ Contact Centre (24 hours a day, 7 days per week) on 1300 557 272, select option 1 for Credit Cards to speak with one of our friendly team members, who will be able to further guide you over the phone. 4 PTS per $1 spent. From a BOQ or myBOQ account to an account held at another Australian financial institution. Savings Account Interest Rates. com. As a not-for-profit organisation you receive additional benefits on top of the existing benefits and features of an Everyday Business Account. The offer Q Rewards credit cards, co-branded Qantas credit cards, and low rate credit cards. Our lowest purchase interest rate card has a 15. Step 1. on both purchases and balance transfers for 12 months when you apply by 30 November 2023. on balance transfers for 14 months with no balance transfer fee. BOQ Cards is a BPAY Biller. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. Commercial property. Yes. Our high-interest rate savings account for customers aged 36+ with no monthly fees. Samsung Pay lets you use your compatible Samsung device to securely pay using your BOQ Credit Card in store. Purchase rate p. a. For account access cards, BOQ credit cards and BOQ visa debit cards, you can change your PIN at any BOQ branch. 6. g. a. 1300 55 72 72. Citigroup Pty Limited ABN 88 004 325 080 ACL No 238098 (Citigroup) is the credit provider and issuer of BOQ Credit Cards. Related Links. Financial Difficulty Assistance Banking code of practice BSB 124-001. To give you an idea, 150,000 Q Rewards points is enough for $400 worth of Myer gift cards. Your guide to your new BOQ credit card. a. This is a no-frills home loan that comes with a basic redraw account to help you manage surplus funds. Just take BOQ’s very own Cash Passport Platinum Mastercard. 20. Reverts to Cash Advance rate. Income up to 1. You earn 1 Qantas Point for every $1 of eligible spend on the BOQ Specialist Visa Signature card. Q Rewards® Points never expire while the card remains open and is not in arrears. Winner: Titanium Rewards Visa® Signature Card from Andrews Federal Credit Union. Through free both unlimited airport lounge access, generous how assurance coverage and a bonus 20,000 Qantas Points for new customers, Bank of Queensland's BOQ Specialist Student Signature credit card punches well above its weight. For terminals that don't have contactless. The interest rates are current as at 18 June 2012. If your BOQ Visa Debit Card has been lost or stolen, please call Customer Contact Centre 1300 55 72 72 (or +617 3336 2222 from overseas) to organise a replacement card (this service is available 24/7). BOQ offers three great credit cards, and right now each comes with a competitive balance transfer offers. This content has not been reviewed, approved, or otherwise endorsed by any of the. Compare our range of transaction accounts, credit cards, and savings options to suit your needs. Interest-free days on. Free withdrawals via BOQ branch, BOQ ATMs, atmx by Armaguard ATMs, Direct Debit. View and compare our savings account interest rates across our various accounts. 74% p. In circumstances where the outstanding balance on your credit card account exceeds the new requested credit limit, your account will be over limit. Contact your local branch Call 1300 55 72 72. BOQ Specialist’s “Asset Finance on Card,” or AFOC facility allows you to buy big ticket items for your practice using your BOQ Specialist credit card while earning Qantas or Velocity points. We've created BOQ not-for-profit banking options with special benefits. If we need more time, we’ll explain why and tell you when you can. New cards only. 4. It also explains how to access and manage your account online through pocketbanker. Save with 0% p. Credit Card application must be submitted through this page or by calling 1300 771 634 and indicating that you would like the Flyer Card 100,000 Velocity Points offer. subject to your acceptance you will be charged an annual account fee which is currently $99 for the Primary Low Rate Credit Card, and $29 for an Additional Low Rate Credit Card. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). If you try to access Internet Banking with a temporary. Full terms and conditions are available at any BOQ branch. BOQ Cards is a BPAY Biller. But it has been thrown into the greater public consciousness because of the COVID. au, a secure and convenient service. From support with online banking to getting started with BOQ, check out our helpful guides and FAQ’s to help manage your banking today. For purchases $100 or over, a PIN is required for additional security. Quick, easy, at your fingertips • New to BOQ? You can open an account in minutes, right from the app. 00 p. Compare. We offer a range of travel money options including currency exchange, travellers cheques. There is no balance transfer fee. Full terms and conditions are available at any Bank of Queensland branch. ++To be eligible for the 150,000 bonus Q Rewards® Points offer you need to apply for the BOQ Platinum Visa Credit card by 30 November 2023. for 20 months on Balance Transfers BOQ Credit Guide. Compare Credit Cards;. With a BOQ Business Visa Debit Card, you can access your business funds anytime, anywhere, and enjoy a range of benefits and features. X3FFDBTSNC-MB37. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) ("NAB") is the credit provider and issuer of BOQ Credit Cards ("Credit Cards"). Up to 1. BOQ Specialist Signature Card. With no introductory offer on purchases, the ongoing interest rate of 20. Service providers may include other banks, Fintechs or third-party financial providers that have completed a rigorous, CDR accreditation process which is. Find your next banking solution at BOQ, including bank accounts, credit cards, home loans, personal loans, savings and investments and insurance. You will be shown the Electronic Banking Terms and Conditions the first time you Log On to Internet Banking. Very deceptive bank and misleading so if you have a BOQ credit card, ask them who you are contracted too, its probably citibank!! Im so disappointed in their management, user beware!! Card Start Date: December 2018; Main Point of Contact: Branch; Card / Account Used For: Everyday Expenses; Transparency. Through free both unlimited airport lounge access, generous how assurance coverage and a bonus 20,000 Qantas Points for new customers, Bank of Queensland's BOQ Specialist Student Signature credit card punches well above its weight. 00% foreign exchange commission. Did you know our Platinum Visa Credit Card was recently awarded Canstar's 5-Star Rating for an Outstanding Value Premium Credit Card in the $120k Annual Spend…Make card payments (cardholders) Ability to use a BOQ Specialist branded debit, prepaid or credit card to make a payment either in-store, on a mobile device (e. Existing BOQ and Citigroup credit cardholders are not eligible to apply for this introductory offer. You’ll also enjoy a reduced annual card fee (from $195 to $45) for the first year. Information current as at 07 July 2023. Account Switching. on eligible purchases for a. Follow BOQ’s instructions on how to return these items. BOQ provides a limited range of credit cards along with finance products such as bank accounts, personal loans and home loans, among others. In terms of everyday points earning, the BOQ Specialist Signature Qantas Card is a pretty good points earner – although there is a points cap to watch out for. 15. Stay on top of your finances with a low rate credit card that offers 0% p. Deserve up to 1. The term ICV is used for many illnesses like polio, MMR, typhoid, and yellow fever. Accessing the ‘Request a Balance Transfer’ function within the Q Rewards / Other Card functions in BOQ Internet Banking. Report a Fraud or Scam. St. Navigate to the Statement Preferences section via More - Other Services - eStatements - Statement Preferences. Annual. 1300 55 72 72Call our contact centre. Latest Alerts. You can use your BOQ ATM debit card overseas but you'll be charged a 3. 05% p. a. The BOQ Specialist Everyday Plus account will earn up to 1 Velocity Point for every whole $10 of daily average balance in your account, calculated at the end of each month. Full terms and conditions are available at any Bank of Queensland branch. Compare. Follow BOQ’s instructions on how to return these items. To register for paperless statements and stop receiving paper statements in the mail (excluding credit cards), just follow these easy steps. Whether you are purchasing a medical practice , buying equipment or need to open an everyday savings. Click Q Rewards®, and choose. 20,000 PTS. Personal Finance. Citi Rewards Bonus Point Offer Credit Card - 150,000 City Rewards Points. Whether you need to pay bills, transfer money, or save for a goal, Everyday Plus account can help you manage your finances with ease. Annual fee. The BOQ Specialist cards come in both a Signature and. BOQ Credit Card feeds - DR & CR wrong way round in Xero from about 3 weeks ago our BOQ credit card automatic feed into Xero has transactions the wrong way, ie, Expenditure is CR and received funds DR. BOQ will also continue to investigate alternatives for customers to avoid paying these types of fees. Important Information. The higher your score, the more 'credit-worthy' you are. on purchases and balance transfers for 12 months. To request a credit limit decrease through BOQ Internet Banking, simply log on and on the left-hand side; Manage my Credit Card’ menu, click on Credit Limit Decrease and follow. 9am – 5pm Saturday AEDT. 30 p. We've created BOQ not-for-profit banking options with special benefits. For example, a credit card with a monthly limit of $3,000 could allow you to pay for everyday expenses such as groceries, fuel, and utilities and phone bills. Find out more about the features and benefits of BOQ's internet banking. Interest rates quoted are indicative only, and are subject to change without notice. BOQ Specialist Everyday Plus account. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian. Jump to main navigation; Jump. Always access Internet Banking via or the BOQ mobile app. Within Open Banking, consumers can opt-in to share their personal banking data securely with accredited service providers. Plus, enjoy a low ongoing annual fee of $55 and up to 55. With BOQ’s Credit Card rewards program, Q Rewards, every dollar you spend on Eligible Transactions becomes points. You can convert the points earned on your eligible BOQ credit cards to Velocity Points via your BOQ account. Contact us. This typically takes between ## and ## days however each case is unique. Samsung Pay lets you use your compatible Samsung device to securely pay using your BOQ Credit Card in store. Interest rates quoted are indicative only, and are subject to change without notice. BOQ has two BSB numbers used for account transfers: Accounts managed in the myBOQ App use 124-899. Help & Support. Reason 5: It's expired. Actions. A balance transfer involves transferring the balance(s) on your other credit cards or loans to a BOQ Credit Card at a promotional rate for a set period of time. on purchases & balances transferred for 12 months BOQ Credit Guide. 5% processing fee applies on the purchase price. Above information including interest rates, fees and charges are current as at 11 May 2022. Free withdrawals via BOQ branch, BOQ ATMs, atmx by Armaguard ATMs, Direct Debit. To request a credit limit decrease through BOQ Internet Banking, simply log on and on the left-hand side; Manage my Credit Card’ menu, click on Credit Limit Decrease and follow the prompts. Compare the results side by side up to 2 credit cards to find out which cards are best for you. Outages exclude problems with the business’ payments acceptance device or payments provider or a customer’s mobile device. Annual fee. You can visit the closest branch of your bank to get your card activated. The OTP serves as a second-level authentication when you perform protected transactions on Other Card Functions. This guide looks alone at the Platinum offering, about a separate steer currently forward the Signature card . 5% processing fee applies on the amount of each repayment. BOQ Group acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the land where we live and work. In case you get a card you did not sign up for, you should contact the issuer and ask it to. 5 Qantas Points for every $1 spent on eligible. g. Step-by-step guidelines on how…This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions. If it takes longer than 5 business days to resolve your complaint, we will confirm the outcome with you in writing. For further information on fees and charges associated with your transaction or savings account, view the terms and conditions below. Q Rewards Points can be redeemed for gift cards and eVouchers in the BOQ Rewards portal which will give your points a value of 0. Compare credit cards Credit cards Balance transfer credit cards Interest free credit cards No annual fee credit cards Low interest credit cards. Purchases. Q Rewards points calculators for calculating earning per $1 spent with credit cards, point transfers to partners, and cash value based on redemption. Latest Alerts. BOQ Blue Visa Card. Credit Cards Credit Cards child pages Credit Cards child pages Credit Cards child pages. We pay our respects to Elders. Get 20,000 bonus Qantas Points when you use your card 10 times within the first 2 months. Similar to Online Banking, you can activate your Cards, reset PIN, place and/or remove. Equipment finance. Should your BOQ Internet Banking credentials get compromised for any reason, the intruder will need to have your mobile phone to be able to access your credit card information on Other Card Functions. This does not include cheques written or deposited, branch cash withdrawals, transfers or payments to any BOQ account or to a non-BOQ account via Internet Banking, in branch or at ATMs, transfer of funds to accounts held at an overseas bank, pending Visa Debit Card transactions and BOQ Credit Card transactions. There are three main functions or areas on this screen: The Accounts table shows the following details about your accounts: The pending payments area shows you any future dated payments. This is one of the main reasons why debit cards decline. Fit-out finance. BOQ does not and will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with the Credit Cards. m. 25 Points per $1 spent2. Choose between earning either Qantas Frequent Flyer Points or Velocity Frequent Flyer Points. AFSL and Australian Credit Licence No 244616. Any spend entered into the primary card column (the first column) will carry over to all credit card. Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740 (“BOQ”). myBOQ: Report your card lost/stolen in the myBOQ app via: Profile > Manage Cards > Select the account linked to lost/stolen card > Report card lost or stolen > Continue to cancel card. Bank of Queensland Platinum Visa (Frequent Flyer & Travel Credit Card): 2. Before 5. Section Limit BOQ Platinum Card 1. Note, if you want to close all your accounts, you must close your Savings accounts first. An additional 1 Qantas Point for every $1 of eligible spend is available to all cardholders who use their BOQ Specialist Signature credit card to make a purchase over $20,000. BOQ's Platinum-grade card leaves a lot to be desired – particularly when it comes to earning frequent flyer points, paying fees and using the included insurance cover. Compare. 27 cents per point. a if you opt in to earn Qantas Points. BOQ are pleased to announce that our Platinum Visa Credit Card has been awarded Canstar's 5-Star Rating for an Outstanding Value Premium Credit Card in the $120k Annual Spend category!CREdiT CaRd dETaiLS Credit card type (please tick appropriate type) Signature credit card Last 4 digits on card Platinum credit card Last 4 digits on card. Apply for a credit card today! Call 1300 55 72 72. Earn 150,000 bonus Q Rewards® points when you spend $3,000 on Eligible Transactions in the first 90 days from approval++. $55. Learn more. Redeem. $300 + $30 p. Credit Card Digital Wallet Terms and Conditions. m. A savings account with great rates. We pay our respects to Elders. Earning up to 1. Fees and charges payable. 5 PTS per $1 spent Annual fee $400 Compare BOQ Specialist Platinum Card Bonus points N/A Earn. Now, you can also set limits for each mode of the transaction by entering the amount. This offer ends 30/09/2012. BOQ Specialist Visa Signature Card. Read the guide. Find out more and apply online today. Suncorp-Metway Ltd ABN 66 010 831 722 (“Suncorp Bank”) promotes and distributes Suncorp Clear Options Credit Cards on NAB's behalf under an agreement with NAB. Bonus Q Rewards Points will be awarded when $3,000 or more is spent on Eligible Transactions within the first 3 months from card approval date. Annual Fee: $150 p. November 2023 Update: Credit cards with included COVID-19 cover. Here, you can load up to 11 currencies including US dollars, Euros and Great British pounds. 74%: Balance transfer limit: 80% of available limit: Purchase rate p. 74% p. National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) is the credit provider and issuer of Suncorp Clear Options Credit Cards. When to contact BOQNever give your personal, credit card or online account details over the phone unless you made the call and the phone number came from a trusted source. BOQ's dedicated Fraud and Scam Operations team helps protect customers against fraud and scams or recover funds if customers fall victim. If you need help finding it, you can contact BOQ customer support for assistance. Bring the new card and your personal identification, like a driver’s license. Earning up to 1. Direct Debit Request (asiay) Bank of Queensland Credit Cards (“Credit Cards”) are issued by National Australia Bank Limited (ABN 12 004 044 937, AFSL and Australian Credit Licence 230686) (“NAB”) and distributed by Bank of Queensland Limited ABN 32 009 656 740Designed to reward cardholders within the medical, dental, and veterinary professions, the BOQ Specialist Platinum Qantas Card offers excellent points-earning potential -1 Qantas Point for every $1 spent on international purchases and 1 Qantas Point for every $2 spent on domestic purchases. BOQ Specialist’s experience and dedicated service to doctors comes from experience working with the sector for over 30 years.